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Realty Partner contains the best foreclosure database available online. Additionally, we always have up to date and accurate listings. Our easy to use website contains helpful features to guide you through the process. We are a trusted and secure website, and our educational guides, insider secrets and weekly newsletters will assist you throughout your membership.

The increase in foreclosures in the United States is anticipated to continue rising over the next 24 months, if not longer. Additionally, real estate continues to be a great investment. People always need a home to live in and a place to raise their family in. While the creative mortgages of the past decade opened home ownership up to many more Americans, too many purchasers overextended themselves and were not realistic in what they could afford. Real estate has historically been a good investment if you buy smart and you buy right. The real estate market is known for going through cyclical changes and you have to be able, financially and emotionally, to ride out the wave.

When a homeowner has defaulted on their loan payments and the foreclosure procedure has started (Notice of Default), the property is considered a pre-foreclosure. Although the property is nearing foreclosure, and is in the final stages beforehand, it still belongs to the owner. For more information on Pre-Foreclosures, Sign-Up today!

You must turn to a website, like ours, to find properties currently in the pre-foreclosure status. Next, you must initiate contact with the homeowner. You can do this by mailing them a contact letter, contacting them by phone, or visiting them in person. Following this step, it is a good idea to gather important information about the property. This includes the condition of the home, and if there are any liens or loans on the property. Additional information and the contract documentation needed is included within our Members Section. For more information on Pre-Foreclosures, Sign-Up today!

A Foreclosure is the equitable proceeding in which a bank or other secured creditor sells or repossesses a parcel of real property (immovable property) due to the owner's failure to comply with an agreement between the lender and borrower called a "mortgage" or "deed of trust." Commonly, the violation of the mortgage is a default in payment of a promissory note, secured by a lien on the property. When the process is complete, it is typically said that "the lender has foreclosed its mortgage or lien." For more information on Foreclosures, Sign-Up today!

An Auction property is sold at a public auction, primarily at the county courthouse. The property owner could not pay off the delinquent mortgage payments or sell the property before the auction date. All bidders, investors and homebuyers alike are welcome to bid. For more information on Auctions, Sign-Up today!

REO is an acronym for Real Estate Owned. These properties were usually foreclosed on, and were not sold at the foreclosure auction. Due to this, the lender/bank has acquired the property. Because lenders/banks are not in the business of managing or selling real estate, they are quickly willing to part ways with these properties for a low price to homebuyers and investors. For more information on REO’s, Sign-Up today!

Once you find an REO you are interested in through Realty Partner, you can submit a request to the lender through the lenders Realtor. It is a good idea to gather as much information about the property before determining you want to move forward and submit an offer. For more information on REO’s, Sign-Up today!

HUD is an acronym for Housing and Urban Development. The United States Department of Housing and Urban Development is a Cabinet department of the United States government. It was founded in 1965 to develop and execute policy on housing and cities. It has largely scaled back its urban development function and now focuses primarily on housing. HUD gets properties from lenders that foreclose on certain types of mortgages and then offers them to the public. For more information on HUD’s, Sign-Up today!

Once you find a HUD you are interested in through Realty Partner, you can submit a bid through a real estate broker. Your agent will often electronically bid on the property, and if you are the winning bidder, your agent will assist you in filling out the proper paperwork needed to move forward. For more information on HUD’s, Sign-Up today!

To cancel your services, simply login to your members account, and in the upper right hand corner of the page, click 'Cancel Membership'. Fill out the forms as instructed and click Submit. Additionally, you can cancel by calling our Customer Service number at 1-800-796-2493 and pressing option 3. Follow the instructions and your services will be canceled. You will then receive a confirmation e-mail and confirmation number.